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Privacy Policy

Last updated: July 13, 2026

1. Introduction

PD Cash ("Company," "we," "us," or "our") operates a payment orchestration platform that enables merchants to route and manage payment transactions across multiple gateways. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Platform. As a payment orchestration technology provider, we handle data differently from traditional payment processors - we route transactions but do not directly process payments or hold customer funds.

2. Information We Collect

2.1 Account Information

When you register for an account, we collect:

2.2 Transaction Data

When transactions are processed through our Platform, we may collect:

Note: We do not store full payment card numbers, CVVs, or sensitive authentication data. This information is handled directly by the respective payment gateway providers.

2.3 Technical Data

We automatically collect certain technical information including:

2.4 API Integration Data

If you use our BYOK (Bring Your Own Keys) feature, we store:

2.5 Prospective Merchant Inquiries

When you request a merchant route review before creating an account, we collect the contact and business information you submit, such as your name, work email, business name, public website, business model, operating regions, estimated volume, requested integration, and optional message. We may also record first-touch campaign metadata and the public landing page that led to the inquiry when those details are available.

Please do not submit identity documents, bank details, payment credentials, wallet keys, or other sensitive verification material through this public form.

3. How We Use Your Information

We use the information we collect to:

4. Data Sharing & Disclosure

We may share your information with:

We do NOT sell, rent, or trade your personal information to third parties for marketing purposes.

5. Data Security

We implement appropriate technical and organizational measures to protect your data:

While we strive to protect your information, no method of electronic transmission or storage is 100% secure. We cannot guarantee absolute security.

6. Data Retention

We retain your information for as long as your account is active or as needed to provide services. After account termination, we may retain certain data for:

Transaction records are retained for a minimum period as required by applicable financial regulations.

Prospective merchant inquiry records are retained for up to 24 months after the last meaningful interaction, then deleted or anonymized, unless the inquiry becomes an account record or longer retention is required for legal, security, fraud-prevention, dispute, or recordkeeping purposes.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

To exercise these rights, contact us via the channels listed below.

8. Cookies & Tracking

We use essential cookies and similar technologies to:

We use essential cookies for security, session management, and core platform operation. Where marketing measurement is enabled and you allow it, our public pages may also use Meta Pixel and related first-party identifiers (including _fbp and _fbc) to measure ad clicks, page visits, and lead conversions. These identifiers may remain for up to 90 days. We may retain first-touch campaign parameters for attribution for up to 30 days.

You can allow or decline optional marketing measurement in the choice banner on public landing pages. Where a choice is required for the region served, marketing measurement does not load until you allow it. Declining it does not prevent you from using the Platform or submitting a merchant inquiry.

9. Third-Party Payment Gateway Provider Data Liability

Our Platform integrates with third-party payment gateways and service providers. Each third-party payment gateway provider has its own privacy policy, data handling practices, and security measures governing the use of your data and your customers' data. You acknowledge and agree that:

PD Cash's data responsibility is limited to the orchestration layer data (routing decisions, transaction metadata, account information) that we directly control. We bear no liability for data handled by third-party payment gateway providers during the payment processing lifecycle.

10. International Data Transfers

Your data may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers in accordance with applicable data protection laws.

11. Children's Privacy

Our Platform is not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors. If we discover we have collected data from a minor, we will delete it promptly.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically. Continued use of the Platform after changes constitutes acceptance of the updated policy.

13. Contact Us

For questions or concerns about this Privacy Policy or our data practices, contact us at: