PD Cash · Payment Link Platform
Priority rails Cash App Chime Crypto Apple Pay / Google Pay where approved

Accept Cash App & Crypto with
Payment Links

Take Cash App and crypto payments through a shareable link today, then switch on our API to automate it once your account is live.

Payment Links
Hosted Checkout
Partner Review
API Routing

Merchant review and activation required. PD Cash never holds merchant funds.

Cash AppLinks + API
CryptoLinks + API
ChimeVia Cash App lane
Apple PayWhere approved
Google PayWhere approved

Wallet availability depends on partner approval.

No accounts yet?

Don't have your own payment accounts or gateway?

After account opening, request access to our Licensed Channel Partner Network by sharing your business model. We'll prioritize Cash App and Crypto-Ready Routes for your vertical. Apple Pay, Google Pay, and other wallets stay secondary and depend on partner approval.

Easy onboarding. Our team guides you through documentation, vertical approval, and go-live. Funds always settle directly between the partner and your business — PD Cash never holds balances.

Open account & request partners Talk to onboarding
  • Vertical-specific partner match
  • Guided sign-up & verification
  • BYOK if you already have a gateway
  • API automation when you're ready
Pick your path

How onboarding compares

PD Cash fits three starting points. Choose the row that matches where you are today — you can graduate between them anytime.

BYOK

Bring your own gateway keys

Best for
Teams that already have an approved gateway or merchant account and want to keep it.
Go live
Same day after key paste and webhook test.
Rails
Your PSP Hosted links API ready
Custody
Funds settle through your existing provider. PD Cash does not hold balances.
Connect your gateway
Traditional PSP

Mainstream processor onboarding

Best for
Low-risk mainstream commerce with standard underwriting requirements.
Go live
Often 1–6 weeks, with higher decline risk for restricted verticals.
Rails
Wallets Mainstream checkout
Custody
Processor holds and settles funds, often with reserves or rolling holds.
Useful benchmark, not required
 
BYOK
Bring your own keys
Partner Network Popular
PD Cash-introduced rails
Traditional PSP
Processor / PSP
Who it's for Already have a gateway or merchant account you want to keep No accounts yet, or rejected by mainstream PSPs (iGaming, high-risk, alt rails) Low-risk, mainstream e-commerce
Gateway / partner name Your existing supported PSP — PD Cash keeps the brand you already use
Cash App Chime Crypto Apple Pay Google Pay
Your selected processor or channel partner
Time to live Same day after key paste & webhook test 5–15 min partner review — almost instant for supported verticals 1–6 weeks for high-risk; often denied
KYB / documentation Minimal — your existing PSP already verified you Guided KYB packet — PD Cash team assists end-to-end Full KYB, often re-verification per vertical
Eligible verticals Whatever your PSP allows iGaming, sportsbook, lottery, fantasy, skill games, poker, IPTV, dating, nutra, generic replica, dropshipping, forex education, digital goods Mainstream only; most high-risk verticals declined
Available rails Whatever your keys unlock Cash App, Chime, and Crypto-First Rails; Apple Pay, Google Pay, cards, and regional options when partner-approved Cards + a few wallets
Security deposit None from PD Cash Plan-dependent — held by partner, refundable per Terms §5 Reserves & rolling holds common
Fund custody Not PD Cash — your PSP settles Not PD Cash — licensed partner settles direct to merchant PSP holds & settles
Hosted Payment Links Yes Yes Varies by provider-hosted checkout
API automation Day one Day one Yes
PD Cash fee model Flat SaaS subscription SaaS subscription + partner-set processing fees N/A (not PD Cash)
Best CTA Connect your keys Request partner network External provider

PD Cash is a payment orchestrator (API connector), not a payment service provider. We never hold merchant balances. Partner availability depends on jurisdiction, vertical, and partner risk acceptance.

Timeline

From signup to first payment link

Typical timeline for the Partner Network path — partner review completes in 5–15 minutes once your business model is submitted, and is almost instant for supported businesses. BYOK is typically same-day after key paste & webhook test.

  1. 1
    Minute 0

    Sign up

    Create your free PD Cash account. No card required.

  2. 2
    Minute 1–2

    Submit business model

    Vertical, region, expected volume, target rails — plus KYB documents where required.

  3. 3
    5–15 minutes

    Partner review

    Our partner reviews your business model. Businesses on the supported list are approved almost instantly.

  4. 4
    On approval

    Route unlocked

    Approved rails are activated on your account. PD Cash guides any extra documents if the partner asks for them.

  5. Same day

    Go live

    Keys delivered, hosted payment links active, API automation available.

Times are indicative. Supported business models are approved almost instantly; unusual models, incomplete documents, or additional partner KYB can extend the review.

Payment links, routing, and risk tools

Start with no-code links from the dashboard, then use API automation when your checkout needs it.

Payment Links

Create shareable hosted checkout links from the dashboard. No code required for manual sales, invoices, or chat-based orders.

Gateway Routing

Automatically route transactions to the best-performing gateway based on success rates, costs, and availability.

Fraud Protection

Built-in fraud detection and prevention. Protect your business from chargebacks and disputes.

Real-time Analytics

Monitor payment links, transactions, revenue, and payout status with detailed dashboards.

Developer API

RESTful API with webhooks for teams that want to generate links, invoices, and payment flows automatically.

Prevent Disputes

Our In-House Risk Manager prevents past disputers or blocks them permanently so they can't reach or use any gateway you want them to.

In-house risk management

How Dispute Prevention Works

Our In-House Risk Manager identifies and blocks past disputers permanently — they can never reach or use any gateway you want to protect.

Customer Attempts Payment
Risk Manager Scans Database
Decision Allow or Block
Approved Clean customer proceeds
Blocked Disputer permanently denied

Screening runs on every transaction before it reaches your processor.

Disputer Database

Every past disputer is logged and flagged permanently in our system

Identity Matching

Advanced fingerprinting to detect disputers even with new cards or emails

Gateway Protection

Block disputers from reaching any specific gateway you choose

Real-Time Blocking

Instant detection and denial before the transaction even reaches your processor

Enterprise feature

Custom Gateway Orchestration

Bring your own payment gateway for higher success rates. We orchestrate transactions across your custom integrations for maximum approval ratios.

+15% Higher Success
BYOG Your Gateway
Customer Initiates Payment
Smart Router
Automatic gateway selection
Gateway Pool 5+ Active Gateways
Success Payment Complete
99.9%
Uptime
<2s
Avg Response
Auto
Failover
24/7
Monitoring

Payment links and API for your stack

Create links from the dashboard, generate them by API, and track every payment with real-time notifications.

Payment Link API v4.1

Create hosted checkout links, invoices, transaction records, and webhook events from the same REST API.

JSON Responses Webhooks Sandbox Mode

E-Commerce Ready

Integrate with any e-commerce platform using our simple REST API. Works with all major CMS systems.

Mobile & Apps

Build payment flows into mobile apps with simple HTTP calls. Works with any framework that supports REST APIs.

Any Language

Use any programming language that can make HTTP requests. Simple JSON-based request and response format.

Payment Link Automation Example
// Create a hosted payment link by API
const response = await fetch('https://api.example.com/v1/payment-links', {
  method: 'POST',
  headers: {
    'X-API-Key': 'pk_your_api_key',
    'X-API-Secret': 'sk_your_api_secret',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    amount: 100,
    brand_slug: 'mystore',
    order_reference: 'ORD-12345',
    webhook_url: 'https://yoursite.com/webhook'
  })
});

const { data } = await response.json();
// Send this hosted checkout link to your customer
window.location = data.payment_url;
99.9%
Uptime SLA
<200ms
Avg Response
2,725+
Merchants
24/7
Support

Bring your own gateway, or use ours

Choose how you want to process payments. Full control, your way.

Bring Your Own Keys

Connect your existing payment gateway accounts. Keep your relationships, rates, and data.

  • Use your existing supported payment accounts
  • Keep your negotiated rates
  • Full data ownership
  • Direct settlement to your accounts

Use Partner-Channel Network

Apply for guided access when you need Cash App and Crypto-Ready Routes without your own gateway keys.

  • Guided partner matching
  • Cash App + Crypto Priority Routes
  • Apple/Google Only Where Approved
  • Webhook and dashboard setup
Cash App + Crypto infrastructure

Prioritize Cash App and Crypto, Extend with Approved Partner Rails.

PD Cash focuses the checkout experience around Cash App, Chime, and Crypto payment links with API routing, then adds Apple Pay, Google Pay, cards, and other rails only when partner approval fits the merchant.

Cash App Links + API Pay with Chime Crypto Links + API Apple Pay Where Approved Google Pay Where Approved
Cash App Pay
Chime
Crypto API
Card processing
PayPal
Square
Braintree
Adyen
Authorize.net
NMI
Checkout.com
Plaid
Apple Pay
Google Pay
Klarna
Affirm
Afterpay
Worldpay
2Checkout
Mollie
Razorpay
Venmo
Wise
Skrill
Payoneer

How Payment Orchestration Works

Our platform routes transactions between your business and multiple payment processors, maximizing approval rates and minimizing downtime.

Gateway Routing

Transactions are routed to the best-performing gateway based on card type, location, and historical success rates.

Automatic Failover

If a gateway declines or times out, we instantly retry with an alternative processor to maximize approval rates.

Load Balancing

Distribute transactions across processors to avoid rate limits and ensure consistent performance at scale.

Single API

One integration gives access to all connected payment methods. No separate integrations needed per processor.

Unified Reporting

All transactions from all processors in one dashboard. Analytics and reconciliation made simple.

Secure Tokenization

Card data is securely tokenized, so you can process payments without handling sensitive information directly.

Create your first payment link

Join 2,725+ merchants using PD Cash to share hosted checkout links, route payments, and monitor payouts. No credit card required to get started.

100% Refundable Security Deposit • Cancel Anytime • No Hidden Fees

Setup takes less than 5 minutes

Built for iGaming. Extended for high-risk commerce.

PD Cash's core business is iGaming payment orchestration — licensed casino, sportsbook, lottery, fantasy, skill-game and poker operators. Higher-tier plans extend coverage to additional compliant high-risk verticals listed below. Merchants can use hosted payment links or API automation to route payments to licensed channel partners. PD Cash does not hold merchant balances. If your business model is on this list, partner approval is nearly instant — partner reviews typically complete within 5–15 minutes of submission.

Primary vertical

iGaming & Regulated Gaming

Available on every plan tier. Routing to licensed channel partners that hold the relevant gaming, payment, and AML permissions in their jurisdictions.

  • Online casino & live dealer
  • Sportsbook & in-play betting
  • Lottery, scratchcards & raffles
  • Daily fantasy sports (DFS)
  • Skill-based games of chance
  • Online poker & card rooms
  • eSports betting (regulated jurisdictions)
  • Gaming top-ups & in-game currency
Secondary verticals — higher-tier plans

Digital, E-commerce & Compliant High-Risk

Available on Pro, Scale, and Enterprise tiers subject to underwriting by the channel partner.

  • Digital-goods shops & software downloads
  • Mainstream e-commerce & dropshipping
  • IPTV & streaming subscription services
  • Generic unbranded replica apparel & accessories (no brand names)
  • Nutraceuticals & supplements
  • Online dating & matchmaking
  • Subscription billing & recurring services
  • Forex / trading education (no signal sales)
  • Online courses & e-learning
  • Ticketing, travel & events
  • SaaS & B2B software
  • Web hosting, domains & cloud services

Replica Apparel — Strict Conditions

PD Cash processes payments for replica apparel and accessories only where the merchant offers generic, unbranded merchandise. The following are strictly prohibited across listings, product titles, descriptions, packaging, marketing, ad creative, and merchant URLs:

  • Any reference to a third-party brand name, designer, manufacturer, or fashion house — whether direct, abbreviated, phonetic, or stylised.
  • Any third-party logo, monogram, hardware pattern, jacquard, or signature design element.
  • Words such as "AAA", "1:1", "mirror", "super copy", "authentic copy", or any other indicator that the goods imitate a specific protected article.
  • Trademarked colourways, hangtags, dust bags, serial numbers, authenticity cards, or any other indicia of a brand.

Merchants are solely responsible for the legality of their listings and for intellectual-property compliance under all applicable law, including trademark, copyright, design-right and unfair-competition statutes. PD Cash makes no representation that any replica merchandise is lawful in the merchant's or end-buyer's jurisdiction. Breach of these conditions is grounds for immediate suspension under the Acceptable Use Policy and forfeiture of pending balances against chargebacks and channel-partner penalties per the Terms of Service.

What PD Cash does

PD Cash is a payment orchestrator — a 100% API-based software connector that routes merchant transactions to licensed payment channel partners. We are not a Payment Service Provider (PSP), not a money transmitter, and not a money services business.

We do not hold or withhold any merchant balance. Funds settle directly between the merchant and the underlying licensed channel partner over API. PD Cash's role is limited to routing, observability, and reconciliation.

BYOK or partner network: Merchants who already operate a payment gateway can bring their own keys and orchestrate through PD Cash without switching providers. Merchants without an existing gateway can apply for access to PD Cash's exclusive partner network for hard-to-reach payment rails (Cash App, Chime, approved Crypto payment rails, and partner-approved Apple Pay/Google Pay/card options) commonly required by regulated verticals such as iGaming.

About the security deposit on certain plans: It is a prefunded balance held by the licensed channel partner — not PD Cash — as collateral against chargebacks, disputes, and network fees. It is the merchant's own funds, not a payment to PD Cash, and is 100% refundable upon account closure in good standing minus any outstanding obligations (see Terms of Service §5).

Verifiable, transparent operations: Public Terms, Privacy Policy, AML/CFT Policy, Acceptable Use, and Disclaimer.

We do not guarantee profits or fixed daily payouts. Payout cadence is set by the underlying channel partner and the merchant's plan. Any claim implying guaranteed daily profit is not endorsed by PD Cash.